Credit Hell is easy

It all makes sense that the Banks are behind all the Hell we are experiencing. Money is the high energy (NITRO) that starts the Big Block Powerhouse (Big Banks) that resides under the Government Monster Trucks, hood (Congress). And we are right on the raceway (Economy) running as fast as we can (The Home owners), but the power hungry engine is just too much to out run. The courts are just the signal light that starts the race. And all we can possibly do in it's wake is roll out of the way, and let the Judges decide who won. All we are allowed to run at best, is a slant six engine, but the banks are allowed to inject nitro (Money), and get more bang for the buck (High interest). Hell so what if the engine blows, the sponsor (The Fed) will just install another engine, (MERs), and continue running us over with their Monster trucks (Fraudulent Foreclosures).

This was just a simple description for us simple folk to imagine the whole scene.

If this was a real race, the Monster truck would have been banned from racing all-together. But in the real world of finance, the Judges are slipped a few bucks to just get the race on, without checking under the hood.

Warning!!!! Major Engine Damage may be Hazardous to your life (Survival). 18 and over only Audiences Allowed.........

It all starts with people, just looking for a simple home, and along comes the mortgage broker that sets it all in motion. First they promised a great loan package, and of course you could not resist. But alas it was not to be, they say that they can't offer you a mortgage of $39500.00 for the perfect home bargain you found. You have to find a home at least $80,000. They want you to think that there is a minimum. Whoa!.... there buddy...... you said you could get this done at $39500, and you know I can't afford that much of a mortgage.

You tell the broker you can't afford a home with that price, but he convinces you he can work around the problem, and get you your home. You wait several days, then weeks and then the call comes in that behold a new government program just opened up, and you now can afford that $80 grand home and your approved already. You tell them that it just wont work, but they keep calling you with some time limit that the offer won't last, and that the lenders are willing to work with you.

Has this just reminded you of your first mortgage home loan? It should, it was planned out, through all the land, to connive you into a mortgage, they know full well you can't afford, but just keep ramming down your throat until you choke. You might not know it but you are one in several million who fell for the Big Bank play. They get you to sign your name on a piece of paper that is not worth 1/2 cent alone, but in the right shadows, it looks good to the MBS's (mortgage backed securities) that were told the same line as you received. There are even several ways to sell your signature to three to five times to several securities, that have no idea of the other mortgage backed investors, that were told the same story. Nobody checked the reality of the facts because they inserted a group of scammers called MERs as parties of interest, but in reality, they are just strawman invented by the Big Banks to get around the fees and registrations fees and county records, and show an electronic copy of the mortgage and Note, so they can chop it up into thousands of pieces for the MBS sales. This is nothing but a pyramid scheme cooked up by the Banks and the FED to print up money that your signature is backing in an amount at least five times paid over the amount borrowed by you, so why is it that before you even signed over the NOTE to the lender, that you owned the home before you even seen the contract, they did not even lend you the money it all was done with a keystroke. They sold the investors a bill of goods the same way the FED sold the United States a bill of goods in money printed from thin air. With MERs in place, nobody can determine exactly who would have NOTE in hand at any given time. If you look at the receipt from the court house registration, you would see MERs as mortgage holder, but did you see any indication of that in the original documents?? Of course not, that my friend is called, slight of hand. Your mortgage may even have only one signature, and that being yours, and the lender is not even listed and left blank. Blank because they think they can produce MERs as the interested party in fact, but has no real standing at all, and as such paperwork is null and void right from the beginning of the purchase phase, even before the closing, the fraud was committed on you, me, the government and the tax payers. The servicers are the ones holding the bag, and can be prosecuted in place of the lender, because of the open document of fraud, called the NOTE. So if you are interested, if your mortgage is a heavy burden and you know you can't pay the mortgage off before losing it, the best thing to do is, send a qualified written request to ALL the players, so you can find the responsible parties to sue for fraud, including the Real Estate and NOTARY. Look over the papers and find all the differences in the copies and the ones you signed. 9 out of 10 mortgages will probably have this evidence of fraud, and using TILA and UCC codes as standing of proof will get you a front seat in the batters box. I have three different TILA disclosures on my home and only one is the one I agreed to, but not the one that was used for the closing, or NOTARY who was not present on a Sunday morning in the RE office with only the RE agent and her friend as a witness. Does this sound like a mortgage that was on the up and up?? I even payed $7000 for closing fees, on a $51900 mortgage that was supposed to be $48,500 at closing and the fees were supposed to be about $3000.

Yeah I was scammed three years ago and just found out these frauds, but I'll be the loser if I let them take my home without a fight and a law suite.

PS. Lawyers won't accept my case, because they don't know about the defences that I found myself by research. I done all the work, so they can't charge me thousands in their gravy train, so I am filing everything myself, and will win, because I have the documents as proof. And so you can too, just don't be intimidated, it's not as hard as you think. Follow the money honey!!!!